Making the Most of Benefit Rollovers: Planning Your Year in Therapy
For many in Canada, January 1st marks the reset of workplace health benefits. While it’s tempting to view therapy as a “break glass in case of emergency” resource, the most meaningful shifts happen when we use this reset to build a consistent, proactive routine.
Planning your year in therapy isn’t just about the numbers; it’s about making sure you have a reliable space to land before life gets overwhelming. It’s a way to ensure you have the support you need to stay grounded all year long.
🧠 How to Map Out Your Year of Support
Instead of waiting for a crisis to book a session, consider these three practical steps to align therapy with the actual rhythm of your life:
Identify Your “High-Tide” Moments: Look at your calendar for the next six months. Do you have a busy season at work coming up? A family anniversary that usually feels heavy? Or maybe you know the mid-winter slump in February hits you hard. These are the times when your nervous system will need the most attention.
Find Your Rhythm: Talk to your therapist about what frequency works for your life right now. Some people thrive with weekly sessions for deep trauma-informed work, while others prefer bi-weekly check-ins to maintain their progress and stay connected to their goals.
Check Your Coverage: Take five minutes to review your benefits. Knowing your total allotment for “psychotherapy” or “mental health” helps you plan your sessions without the stress of financial guesswork. This lets you focus on the actual work in the room. Additionally, if you can afford it, figure out how much you can set aside to top it off. Remember, you can claim these additional expenses on your Canadian taxes (always check with an accountant or CRA).
✨ A Proactive Approach
When we plan, we move out of “survival mode” and into a space where we can actually grow. Therapy becomes a steady anchor, a place where you are truly seen and supported, no matter what the rest of the year brings.
📣 Ready to Plan?
Don’t wait for burnout to set in before seeking support. Use this week to look at the year ahead and decide how you want to show up for yourself. If you’re ready to map out a year of steady progress, let’s look at your schedule together.
⚖️ Disclaimer: This post is intended for informational and educational purposes only. It is not a substitute for therapy, diagnosis, or medical advice. Learn more at interocare.ca
